Stock Donation Savings Calculator
What you would save by donating stock instead of cash.
Enter what your shares are worth, what you paid, how many you'll give and your marginal tax rate.
What you would save by donating stock vs. cash.
Savings only apply when donating appreciated stock held more than a year.
$1,200.00you save by donating stock instead of cash
- Tax savings, donating the stock
- $3,600.00
- Tax savings, donating the cash value
- $2,400.00
- Capital gain on the shares
- $8,000.00
- Assumed capital gains rate
- 15%
Amounts are in dollars. The calculation assumes a 15% long-term capital gains tax applies and that you itemize deductions. All calculations are estimates and are not tax advice. It excludes the 3.8% net investment income tax and state taxes, and does not account for AGI limits or your circumstances. Savings only apply when donating appreciated long-term capital gains. Please consult a tax professional.
Where the savings come from.
Giving shares directly and giving their value in cash earn the same deduction. Only the shares also skip the capital gains tax.
Donating the stock
You may deduct the shares' full market value, and you never pay capital gains tax on their growth. Savings: market value × your tax rate, plus the gain × 15%.
Donating the cash value
A cash gift of the same amount earns the same deduction, but no capital gains tax is avoided. Savings: market value × your tax rate.
The difference
The capital gains tax you avoid: the gain on the shares × 15%. Shares that haven't gained save nothing extra.
Your most generous gift may already be in your portfolio.
Donate stock in about five minutes. Free for donors, receipt included.
Donate stock now- Free for donors
- No account required
- Stocks, ETFs and mutual funds
- Receipt included